Terms of Use

SHBA Capital

Effective date: April 14, 2026

These Terms of Use govern access to and use of the SHBA Capital website and related services.

Acceptance of Terms

By accessing or using this website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use this website.

Business Purpose

SHBA Capital provides business financing solutions and entity formation services. This website is intended for business and commercial use and not for personal, family, or household purposes.

Website Use

You agree to use this website only for lawful purposes and to provide information that is accurate and not misleading. You may not attempt to interfere with the operation, security, or availability of the site.

No Guarantee

Content on this website is provided for general informational purposes. Nothing on this site guarantees approval, funding, eligibility, or any particular business outcome.

Third-Party Services

We may use service providers to support hosting, communications, document handling, analytics, security, and related business operations. Their involvement does not change your relationship with SHBA Capital.

SMS Terms of Service

By opting in to receive SMS messages from SHBA Capital through a web form or other medium, you consent to receive text messages related to account notifications, application updates, customer care communications, and one-time passcodes for authentication.

Message frequency may vary. Message and data rates may apply.

Reply STOP to opt out at any time.

Reply HELP for assistance.

View our Privacy Policy: https://www.shbacapital.com/privacy-policy

View our Terms of Use: https://www.shbacapital.com/terms-of-use

Additional SMS Disclosures

Changes to These Terms

We may update these Terms of Use from time to time by posting a revised version on this page. Continued use of the site after changes are posted means the updated Terms will apply.

Contact

If you have questions about these Terms of Use, contact SHBA Capital at info@shbacapital.com.